Credit & Collateral Manager

• Salary: Gross monthly salary between EUR 4,931 and EUR 7,043 (scale 09) for a 36-hour work week.
• Extras: a thirteenth month, 8% holiday allowance, and a 10% Employee Benefit Budget.
• Development budget: EUR 1,400 development budget per year for your growth and development.
• Hybrid working: a balance between home and office work (possible for most roles).
• Pension: decide for yourself the amount of your personal contribution.

Or view all our benefits.

As a Credit & Collateral Manager, you manage a portfolio and follow the transactions under the various trade finance facilities. In an international and dynamic environment where you service globally operating Trade & Commodity Finance (TCF) clients.

TCF finances clients throughout the whole value chain in commodities: from the production of raw materials in the country of origin, to delivery to the manufacturer. Activities range from transactional trade financing and corporate financing to structured (pre-export) financing and FI trade finance.

You and your jobIn this hands-on job, you are the spider in the web by independently monitoring the movement of goods, the release of stocks for exports, shipment details, collateral values, counterparties insurance, ensuring collection of sales proceeds, compliance checks, and daily external communication with customers, warehouses, shipping companies, brokers, and more! At times, you also join the relationship manager on a visit to clients.

Practical Examples

• Independently judge transaction proposals of TCF clients (limits, collaterals, compliance, behavior)
• Perform in-depth Borrowing Base checks, initiating and ensuring Collateral Inspections.
• Think about how we can make use of innovative solutions, digitalization, and process optimization to improve efficiency and become even more effective.

Facts & Figures

• 36 or 40 hours per week
• Circa 200 TCF colleagues worldwide, based in various offices across the 3 time zones
• 43,822 Rabobank colleagues around the world

Top 3 responsibilities

• Act as a sparring partner to Relationship management & Credit within your squad about applications to various facility structures
• Maintaining Client files, and implementing Facility Structure (Limits and Sub Limits) using the TCM (Triquesta Collateral Management) system
• Monitoring of exposures and valuation of collaterals

You are expected to play an active role within the squad. From time to time your participation in specific broader (TCF or bank-wide) projects is asked.

Together we achieve more than aloneWe believe in the power of difference. Bringing together people's differences is what makes us an even better bank. So we are very curious about what you can bring to our team at Trade & Commodity Finance.

“Did you know that C&CM  is the back bone of the TCF team? A team that is in daily contact with clients, engage and authorises commodity transactions  and consists of committed, dedicated people who also have a lot of fun during the day?”

Annemieke Maarse, Head CCM

The 14 people in Credit & Collateral Management manage and follow up a portfolio of clients operating in the TCF space. They identify transactions specific risks and ensure smooth handling and follow up of the transactions financed and stay in close contact with key stakeholders such as risk management, loans operations, trade services- and payments.Working together is the way we work; as 1 dynamic & diverse team at Rabobank. Speaking of Rabobank: we are a Dutch bank that operates in 38 countries for over 9,500,000 customers. Together with these customers, our members and partners we stand side by side to create a world in which everyone has access to enough healthy food. In the Netherlands, we work to create a country in which people are happy with how they live, work and do business.

You and your talent

• HBO education or thinking level
• Knowledge of banking & trade products in general, and Trade and Commodity Finance more specifically is essential
• Affinity with innovation, digitalization in the world of Trade Finance & Collateral monitoring and an alert sense of the market circumstances of the commodities we finance
• Comfortable with talking to clients directly
• Fluent in English (in speech, reading and writing), Dutch basic speaking and reading is a plus
• A flexible mindset when it comes to working hours
• You are currently living and allowed to work in The Netherlands

You and the job application process

• It’s a scale 8 or 9, depending on your experience
• Any questions about the job content? Contact Annemieke Maarse, Head Credit & Collateral Management Europe & Africa via Annemieke.Maarse@rabobank.com
• Any questions about working at Rabobank and the process? Contact Moniek Peeters, Corporate Recruiter, via Moniek.Peeters@rabobank.nl
• You can find answers to the most frequently asked questions on rabobank.jobs/en/faq
• A security check is part of the process.
• We respect your privacy.#LI-MP1