Quantitative Credit Risk Analyst

SMI loans is focussing on Self Directed Lending to provide an automated, digitized and futureproof lending journey. This proposition is supported by a Program Lending approach, Program Lending is a highly automated way of originating, assessing, maintaining and collecting credits. Program Lending portfolios are supported by advanced levels of automation and decision support systems, based on application and behavioural scoring models, as well as flexible and comprehensive Management Information Systems.

You will be responsible that the Program Lending Life cycle is pro-actively managed. You analyse data obtained from complex data files, combine data with other sources, and interpret this to obtain valuable information for the business. You develop models and use them to visualise bottlenecks or specific opportunities. You produce reports, opinions and analysis in which you draw conclusions and make recommendations for senior management and relevant risk committees.

Based on a long-term vision we are working on optimization and growth of the SME Program Lending portfolios. Starting point of Program Lending is a strategic plan, a product program. This product program covers all parts of the credit life cycle. The credit life cycle is pro-actively managed to assess risks and determine commercial opportunities. To ensure a well- managed program lending experience end state solutions are being planned. In the meanwhile the current Program Lending portfolios needs to be managed ensuring a proper risk return is in place and growth plans are aligned with a moderate risk intake.

• We like people think of their feet and make things happen. Don’t wait for instruction and let’s get the things done.
• We want to hire people who are seeking to deeply understand our customers and their context based on factual data and analytics.
• We love working with people who are open-minded, bring diversity and jump at the opportunity to build a great team together.

• University of applied sciences (HBO) or academic (WO) degree
• At least 5 years of experience within banking
• A thorough understanding of Program Lending including the model landscape
• Passionate about analytics and data, experienced with BI tooling
• Good stakeholder management
• Great communicator in English
• Highly motivated and ambitious

We want you to help us to further shape the future of program lending and truly enable entrepreneurs to make an impact in society. We like to learn from your experiences and personal perspective on our challenges. We offer you the opportunity to work in a dynamic environment where there is room for growth within and outside of your expertise.

We are offering:
• The opportunity to be the best you can be, work flexible hours and lots of room to grow both personally and professionally
• The opportunity to pro-actively work on your vitality and fitness
• A personal development budget of EUR 1.000 per year
• An annual public transportation pass, depending on the function
• A solid pension plan

Does this sound like something you’d be interested in? Send us your application as soon as possible. To find out more, contact Alexander Ackema, Head of Risk & Program Lending SME +31 630497899.

The success of our organisation depends on the quality of our people and the ideas that they have. Truly surprising insights and innovative solutions for our clients result from an interplay of cultures, knowledge and experience. Diversity is therefore extremely important to our organisation. To ensure that everyone at ABN AMRO can develop their talents, we encourage an inclusive culture in which all colleagues feel engaged and appreciated.

External recruitment agencies need to have a signed agreement with ABN AMRO BANK N.V., executed by a Talent Acquisition Specialist, when submitting a resume to a vacancy. In addition, a recruitment agency can only submit a resume when invited by a Talent Acquisition Specialist to join the search for a right candidate. All unsolicited resumes sent to us will be considered property of ABN AMRO BANK N.V. In this case, ABN AMRO will not be held liable to pay a placement fee.

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