
WB Product Performance
The Opportunity
Capital and Liquidity Expertise Centre (CLEC) plays a central role in the execution of the Wholesale Banking (WB) strategy, reporting directly to the Chief Transformation Officer. CLEC’s purpose is to drive value and compliance by converting complexity into business solutions.
CLEC consists of 5 teams:
1. Delegated Model Owners,
2. WB Portfolio Tribe,
3. Credit Portfolio Group,
4. Reporting, Data Management, Analytics & Pricing and
5. Funding & Liquidity
Role and responsibilities
Credit Portfolio Group is relatively novel to ING and is pivotal in realization of WB strategic ambition. CPG has been established to steer WB portfolio towards optimal asset composition through planning, allocation and management of RWA to sectors and regions, as well as providing focus to ING asset distribution activities.
In the light of the WB strategy update, CPG is now expanding its scope by setting up the Product Performance Management function– one of the key strategy pillars. In this role you will report to Head of Credit Portfolio Group
As a CPG Product Governance team member you will:
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Shape the future WB product portfolio composition and profitability by taking into account broader WB and ING Group interests and aligning with senior stakeholders across WB :
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Frame strategic decisions re. WB products, taking into account client metrics, fit with the WB strategy, profitability, IT infrastructure, etc.
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Ensure transparency & understanding of WB products ; build and manage a global WB product repository, define and introduce a set of product KPIs allowing to compare the propositions, drive alignment with a.o. Product lines (Lending, TS, FM), Finance, Risk;
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Define a global unified processes for product reviews, product initiation, product decommissioning (steps, participants, decision mandates, timing/frequency); ensure its alignment with (i) Dynamic Plans, (ii) Capital allocations, (iii) value-based prioritisation of WB change budget
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Develop tools to deliver live insights into WB product performance
How to succeed
We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious. Keep learning. Take on responsibility. In return, we’ll back you to develop into an even more awesome version of yourself. Furthermore, you have:
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Excellent analytical skills
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Experience with ING credit risk data (Vortex advanced analytics) and SAS or intrinsic to learn SAS fast
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Basic understanding of IT system architecture from front to end across the WB product lines
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Affinity with banking regulations (CRR/CRD IV, EBA standards) and policies
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Understanding of ING governance, understand basics of IT architecture
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“Make it happen” mindset and track record
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Top-down problem-solving skills, structuring skills, ability to deal with ambiguity
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Good communicator – ability to take knowledge from experts, make complex simple and convey the message in a convincing way to stakeholders with very diverse backgrounds and at all levels in the organisation
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Ability to bring E2E stakeholders and drive decisions outside of hierarchical sphere of influence
Rewards & benefits
We want to make sure that it’s possible for you to strike the right balance between your career and your private life. You can find out more about our employment conditions here .
The benefits of working with us at ING include:
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A salary tailored to your qualities and experience
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24-27 vacation days depending on contract
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Pension scheme
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13th month salary
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Individual Savings Contribution (BIS), 3.5% of your gross annual salary
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8% Holiday payment
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Personal growth and challenging work with endless possibilities
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An informal working environment with innovative colleagues
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Work Agile, so new ideas come to life faster
Want to apply directly?
Please upload your CV and motivation letter by clicking the “Apply” button.
About us
With 57,000 employees and operations in approximately 40 countries, there is no shortage of opportunities for people with initiative who want to help people take a step ahead in life and in business. Do you want to work at the cutting edge of what’s possible and at the same time ensure you work with integrity and hold the customer’s interests at heart? Do you want to be surrounded by progressive, inspiring, diverse and supportive colleagues? Then there is no better place to invest your talents than at ING. Join us and apply today!