Credit risk manager

Credit risk manager

For our new credit risk organisation, ING is looking for a Credit risk manager – Strategy & Portfolio management for the Portfolio, strategy and governance team . The Credit risk Portfolio, strategy and governance team is, amongst others, responsible for the determination of the credit risk strategy, setting credit risk appetite, coordinating (regulatory) programmes/projects related to credit risk and credit risk monitoring. Furthermore, the team is the owner of all the credit risk policies. The Credit risk Portfolio, strategy and governance team works from our headquarters in Amsterdam, The Netherlands. If you need to relocate to take this position in our team in Amsterdam, we offer a relocation package to support you with your relocation.

What you'll do

• Contribute to proposing, cascading, reviewing, maintaining and the communication of ING Group risk appetite and limits for credit risk and Credit Concentration Risk.
• Set the RAS reporting standards at consolidated level
• Consolidated and aggregated credit risk analysis and advice via Credit Risk Dashboard and Concentration Risk Dashboard
• This includes the report owner role for these dashboards (incl. BCBS239 compliancy)
• Monitor compliance with RAS
• Support external (risk paragraph in annual report) and regulatory (ICLAAP submission) reporting of credit risk
• Reporting, monitoring and improvement (also for wholesale banking credit and retail credit)
• Participate in country/segment portfolio review discussions and analyze the data points and trends and suggest actions
• Set the RAS reporting standards and monitor compliance with RAS at consolidated level

How to succeed

• >3 years knowledge of risk management and financial products specifically in Credit Risk.
• Fluent in English
• Academic level, preferably in Economics/Econometrics/Finance or a Quantitative specialisation
• Working with presentations, you have the ability to present complex content in an easy and transparent way
• You are able (or can quickly learn how) to retrieve information and data from our internal systems using a.o. Vortex and SAS for analysis purposes

Personal qualities & behavioural traits

• Strong analytical and quantitative skills (the breakdown of complex issues in manageable pieces)
• Good communication skills
• Able to identify problems independently and to solve them with the help of experienced staff, also involving the appropriate parties
• Result-driven and able to push things forward in a persistent and constructive manner
• Able to manage different stakeholders and navigate different cultural environments
• Decisive and resilient
• Changeable and flexible, able to act swiftly in changing situations
• Well structured, autonomous, highly adaptive, flexible team player
• Thrive while working in a fast-paced, dynamic environment

What we offer

• A job for 36 to 40 hours

• A salary tailored to your qualities and experience
• Flexible working hours and a hybrid mix of working from the office and working from home;
• Reimbursement for travel expenses
• 24 vacation days with a 36-hour working week. If you work 40 hours a week, you will receive 27 vacation days
• Pension scheme
• 13th month salary
• Individual Savings Contribution (BIS), 3.5% of your gross annual salary
• 8% Holiday payment
• An ING job grade 16, salary scale 10
• Personal growth and challenging work with endless possibilities to realize your ambitions
• An informal working environment with innovative colleagues who strive for the very best

Questions?

Contact the recruiter attached to the advertisement for more information. Want to apply directly? Please upload your CV and motivation letter by clicking the “Apply” button.

About us

With around 52,000 employees and operations in approximately 40 countries, there is no shortage of opportunities for people with initiative who want to make a difference. We hire smart people like you for your potential, not your past. Our biggest expectation is that you’ll stay curious. Keep learning. Take on more responsibility. In return, we’ll back you to develop into an even more awesome version of yourself.

If you want to work at the cutting edge of what’s possible, surrounded by progressive, inspiring and supportive colleagues, there is no better place to invest your talents than at ING. Join us. Apply today.