Credit Risk Officer

Organisatie
ING
Locatie
Amsterdam
Opleidingsniveau
WO
Arbeidsvoorwaarden
Marktconform
Vakgebieden
Deze vacature is niet meer vacant

ING WB Transaction Approval & Advice is looking for a Credit Risk Officer

The department: CRO/WB/Transaction Approval & Advice

The dynamic Transaction Approval & Advice department within the Wholesale Bank CRO domain is responsible for the analysis, advice and decision making of tailored (lending) transactions for our key WB Sector and Lending clients and supporting these clients in their success whilst safeguarding the risk appetite of the bank. The risk managers (SCOs and risk officers) have a deep understanding of credit structuring, credit risk and businesses & markets, next to the assessment of related risks like ESG, compliance and climate risk. In addition to the asset-by-asset approval process, the risk managers manage their portfolio and advice senior management of strategic direction in terms of risk appetite and portfolio steering.

Our department employs ~50 persons and is organized in 5 teams;

Energy, Transportation & Logistics; Real Estate, Infra & Construction; Commodities, Food and Agri; TMT & Healthcare, Acquisition Finance, GBSD/Securitization and Working Capital Solutions; Environmental & Social Responsibility

The role

We are looking for a dynamic and eager Credit Officer to work in the team responsible for TMT & Healthcare, Acquisition Finance, GBSD and WCS. The role of the Credit Officer is to support the sector Senior Credit Officers (SCO) in executing client transactions from originating to closing and helping to manage the credit risk of the respective portfolios. It is a wide-ranging role that provides an excellent opportunity to learn about all aspects of credit risk management.

The Credit Risk teams are engaged in many strategic projects covering sector analysis, reporting, climate change and many other related initiatives covering the wider credit strategy of ING.

We are a dynamic team, closely working with Front Office, focussed on taking responsible credit risks and managing the various portfolios. The timelines of requests are usually demanding hence flexibility and a ‘can do ‘mentality is important.

The TMT & Healthcare, AF, GBSD/WCS team consists of 11 FTE. Your position will be based in the Amsterdam and you will report to the team lead . You will be working closely with and under responsibility of the respective SCOs for these Sectors and Products.

Job description:

  • Supporting the SCOs on new transactions, credit modifications and annual reviews in order to form an opinion on the credit risk.
  • Ensuring quality and consistency of credit applications and that transactions meet the conditions of approval as set out in the credit process;
  • Closely monitoring the portfolios and helping to develop data led reporting.
  • Actively providing input and performing analysis for various internal/external reports;
  • Developing and maintaining relationships with front office peers and stakeholders
  • Providing assistance to SCOs with admin and system tasks in for example Vortex and Approval Package.
  • Participating in projects and actively providing input for/developing relevant risk policies and reports.

Who we are looking for?

The candidate should ideally have experience in wholesale banking or risk management but must have an enquiring mind and be willing to ask questions to clearly understand the credit risk of transactions and portfolios. The candidate has strong social skills, an understanding of internal governance and good stakeholder management.We look for a pro-active, dedicated and independent thinker. The candidate displays decision maker potential with an ability to work in a demanding environment.

Your profile is:

  • (Basic) experience of financial analysis; knowledge of relevant credit risk management processes;
  • Strong personality, self-starter, hands on, with ability and eagerness to learn;
  • Good communication skills (verbal and in writing), and fluent in English;
  • An independent thinker, not afraid to provide a different point of view and open to the exchange of ideas;
  • Team worker, enjoying collaboration across the bank.
  • Willingness to invest in specialized sector knowledge, and ability to link this sector expertise with current sector trends.
  • An academic background in e.g. Finance, Business or Economics.
  • Strong data management skills is a pro

What do we offer ?

  • A challenging and international environment where you will have to opportunity to intensively learn about credit structuring and analysis in;
  • 36 hours of 40 hours workweek
  • The possibility to work at home
  • 24 vacation days with a 36-hour working week. If you work 40 hours a week, you will receive 27 vacation days
  • A good salary tailored to your qualities and experience
  • Pension scheme, 13th month, holiday allowance and personal benefit budget
  • Personal growth and challenging work with endless possibilities to realize your ambitions

Interested?

Click on Apply. For more information you can also call Johan Kuiper (Team lead), telephone +31 6 302 67 411 or an SCO from the team (e.g. Wouter Dun, Arjon Pals or Annelies Nauta). For more information about ING check: www.ING.nl/werken

This vacancy closes on April 21th, 2022. We are looking forward to your application!

Vacature informatie

Organisatie: ING

Locatie: Amsterdam

Opleidingsniveau: WO

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