Business Analyst - Credit Default Data

Are you the Business Analyst we are looking for? Working in a challenging and international environment to enable the bank in providing relevant financial services to our clients. To support our Area in making the Credit Default Data project a success, to improve the costumer experience?

You and your job

As a Business Analyst within the area Loan Products & Payments (part of Financing tribe) you work in a squad that works on applications for our wholesale customers with the aim to improve the overall customer experience. For this job we are specifically looking for a Business Analyst to support the Area in making the Credit Default Data project a success. This project focusses on improving the core data of Rabobank and the development, setup and implementation of an imbedded system and way of working as a foundation.

The Wholesale & Rural (W&R) domain within IT Systems supports the wholesale and rural bank across the globe. W&R is divided into 3 different tribes: Markets & Treasury, Financing and CBD (Clients, Bankers and Data services). Within the Financing tribe the Loan Products & Payment area will focus on product development and the delivery of large programmes like executing the Core Banking Transformation (CBT) programme and Credit Default Data. We will make it easy for our clients to do business with the bank and for our colleagues to service our clients by focussing on simplified operational processes, data value creation, automation of the risk controls and by driving (digital) innovations. The area is working closely together with strategic programs within other domains to realize the bank’s digital transformation.

This all will contribute to the W&R objectives to become a truly client centric bank by enhancing customer experience, reducing costs and operational risks, easing implementation of regulations, increasing efficiency and the ability to innovate.

You can be a key success factor in meeting the digital ambitions of Rabobank for Wholesale and Rural customers. As a Business Analyst you will make sure that solutions are tested thoroughly in the broader corporate banking landscape.

Collaboration is at the heart of everything we do. Our teams bring talented people together to execute all change and run activities of the relevant application. You will be T-shaped along the way to help delivering value to the product. Together with the team we have a rotation scheme for stand-by service.

Top responsibilities

• Being the primary contact for our stakeholders;
• Identifying, modelling, and documenting the functional and non-functional requirements;
• Representing customer and end-user interests by gathering input from stakeholders to understand the problem to be solved;
• Bringing your own experience of corporate and syndicated lending, financial systems implementation and digitisation to support stakeholders and product owner in creating and refining the backlog and solutions
• Challenging stakeholders on requirements to fit in the global way of working and industry standard for corporate lending;
• Capturing and drafting priorities for requirements together with the product owner;
• Combining one or more (technical) specialties with ability to translate strategic goals into innovative solutions;
• Contributing in your team by doing other tasks from a T-shape perspective. 

Also you are able to:

• Take responsibility within a team, together with the other team members.
• Work in a both exciting and demanding environment
• Keep developing yourself and the people surrounding you
• Look for challenges and identify and create opportunities to improve results
• Pro-actively share insights with stakeholders at different levels within the organisation
• Connect with people in terms of networking
• Express opinions clearly, comprehensively and correctly
• Use your creativity when looking for solutions and performing analytical activities
• Continuous improve yourself, your colleagues and processes

Together we achieve more than alone

We believe in the power of difference. Bringing together people's differences is what makes us an even better bank. The team members are very diverse in backgrounds, experiences and cultures. Most communication will be in English as the end-users, team members and other stakeholders reside on different locations across the globe.  So we are very curious about what you can bring to our team. We do this in an open, inclusive and informal culture where everyone can be themselves and is appreciated for who they are.

Talking of Rabobank: we are a Dutch bank that operates in 38 countries for over 9,5 million customers. Together with these customers, our members and partners we stand side by side to create a world in which everyone has access to enough healthy food. In the Netherlands we work to create a country in which people are happy with how they live, work and do business.

You and your talent

• Has a high education degree in the field of Computer Sciences or Business Administration.
• Has 5 years of experience in Business Analysis
• Knows the ways of working and specific processes around facilities and lending solutions, collateral and covenant handling
• Preferable to have knowledge of Oracle Flexcube
• Has credit risk and/or credit default knowledge and understands risk parameters on at least a basic level
• Has experience of implementing solutions for corporate and syndicated lending at a (similar) financial institutions
• Is able to identify and implement process improvements, not only in terms of Agile working, but also in the entire delivery process, both on squad and area level
• Understands drawings and repayments, other cash flow possibilities, collateral and guarantees in a wholesale banking environment
• Agile development environments using Scrum
• Has clear communication in English (written and verbal)
• Has some basic knowledge of SQL, MS Azure

Not ticking all the boxes but excited about the role? Do apply if you think you will fit in our team. We are truly interested in your story and may have a blind spot for the unique value you can contribute to our team.

Growing a better world together

You'll already be aware that Rabobank is a financial services provider for 7.1 million customers in 40 countries. But did you know that we aim to contribute to real change with our 'Growing a better world together' mission? We do so in countless ways, such as:

• Together with the world Wildlife Fund, we’re helping to create a harmonious balance between nature and the agricultural sector in Brazil.
• We make sizeable annual investments in the voluntary sector in the Netherlands. This allows us to support about 1,250 sport and cultural organisations that are a second home to many people.

This is what we offer you

• up to € 6130,- salary per month, 36 hour working week
• A thirteenth month and 8% holiday pay.
• An Employee Benefit Budget (11% of your monthly income). You decide how to spend this budget. This may include purchasing extra leave days, making extra pension contributions or even receiving a monthly cash payout.
• 100 % reimbursement of the costs of home/work travel if you travel by public transport! Do you still prefer to travel by car or motorbike? Then choose a home/work travel allowance.
• A pension scheme where you contribute only 5,5%

You and the job application process

• Any questions about working at Rabobank and the process? Jerrol Spier, IT Recruiter via Jerrol.Spier@rabobank.nl
• We will hold the interviews through a video call.
• You can find answers to the most frequently asked questions on https://rabobank.jobs/en/faq/ .
• A security check is part of the process.
• We respect your privacy.

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